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  3. AI Code Editors
  4. Cursor
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← Back to Cursor Overview

Cursor Pricing & Plans 2026

Complete pricing guide for Cursor. Compare all plans, analyze costs, and find the perfect tier for your needs.

Try Cursor Free →Compare Plans ↓

Not sure if free is enough? See our Free vs Paid comparison →
Still deciding? Read our full verdict on whether Cursor is worth it →

🆓Free Tier Available
💎5 Paid Plans
⚡No Setup Fees

Choose Your Plan

Hobby

$0/month

month

Tight monthly caps on agent and chat requests

  • ✓No credit card required
  • ✓Limited agent and chat requests
  • ✓Limited tab completions
  • ✓Full VS Code editor access
  • ✓Basic model access
Start Free Trial →
Most Popular

Pro

$20/month

month

Credit-based usage with standard allocation

  • ✓Extended agent request limits
  • ✓Access to frontier models (Claude, GPT-4, Gemini)
  • ✓MCP connections, skills, and hooks
  • ✓Cloud agents
  • ✓Standard support
Start Free Trial →

Pro+

$60/month

month

3x the Pro usage allocation

  • ✓Everything in Pro
  • ✓3x usage on all OpenAI, Claude, Gemini models
  • ✓Higher priority for model access
Start Free Trial →

Ultra

$200/month

month

20x the Pro usage allocation

  • ✓Everything in Pro
  • ✓20x usage on all OpenAI, Claude, Gemini models
  • ✓Priority access to new features
Start Free Trial →

Teams

$40/user/month

month

Per-user billing with team management

  • ✓Everything in Pro
  • ✓Shared chats, commands, and rules
  • ✓Centralized team billing
  • ✓Usage analytics and reporting
  • ✓SAML/OIDC SSO
  • ✓Role-based access control
Start Free Trial →

Pricing sourced from Cursor · Last verified March 2026

Feature Comparison

FeaturesHobbyProPro+UltraTeams
No credit card required✓✓✓✓✓
Limited agent and chat requests✓✓✓✓✓
Limited tab completions✓✓✓✓✓
Full VS Code editor access✓✓✓✓✓
Basic model access✓✓✓✓✓
Extended agent request limits—✓✓✓✓
Access to frontier models (Claude, GPT-4, Gemini)—✓✓✓✓
MCP connections, skills, and hooks—✓✓✓✓
Cloud agents—✓✓✓✓
Standard support—✓✓✓✓
Everything in Pro——✓✓✓
3x usage on all OpenAI, Claude, Gemini models——✓✓✓
Higher priority for model access——✓✓✓
20x usage on all OpenAI, Claude, Gemini models———✓✓
Priority access to new features———✓✓
Shared chats, commands, and rules————✓
Centralized team billing————✓
Usage analytics and reporting————✓
SAML/OIDC SSO————✓
Role-based access control————✓

Is Cursor Worth It?

✅ Why Choose Cursor

  • • Familiar VS Code foundation means zero learning curve for the editor itself, with full extension compatibility
  • • Agent mode handles multi-file tasks end-to-end with terminal access, reducing context-switching
  • • MCP client support connects the agent to external tools, databases, and APIs for richer context
  • • Multi-model flexibility lets you pick the right model for each task without leaving the editor
  • • Cloud agents run tasks without tying up your local machine
  • • 18% market share means active development investment and a growing ecosystem of skills and hooks

⚠️ Consider This

  • • Credit-based pricing is confusing and costs escalate quickly with heavy premium model usage
  • • Developer satisfaction (19%) trails Claude Code (46%), suggesting the AI experience still has rough edges
  • • Ultra tier at $200/month is expensive for individual developers who could use CLI alternatives for less
  • • Free tier caps are tight enough that you can't properly evaluate the product without paying

What Users Say About Cursor

👍 What Users Love

  • ✓Familiar VS Code foundation means zero learning curve for the editor itself, with full extension compatibility
  • ✓Agent mode handles multi-file tasks end-to-end with terminal access, reducing context-switching
  • ✓MCP client support connects the agent to external tools, databases, and APIs for richer context
  • ✓Multi-model flexibility lets you pick the right model for each task without leaving the editor
  • ✓Cloud agents run tasks without tying up your local machine
  • ✓18% market share means active development investment and a growing ecosystem of skills and hooks

👎 Common Concerns

  • ⚠Credit-based pricing is confusing and costs escalate quickly with heavy premium model usage
  • ⚠Developer satisfaction (19%) trails Claude Code (46%), suggesting the AI experience still has rough edges
  • ⚠Ultra tier at $200/month is expensive for individual developers who could use CLI alternatives for less
  • ⚠Free tier caps are tight enough that you can't properly evaluate the product without paying

Pricing FAQ

How does Cursor compare to Claude Code?

Cursor is a visual IDE (VS Code fork) with inline diffs, tab completions, and a chat sidebar. Claude Code is a CLI tool that runs in your terminal. Cursor is better if you prefer a traditional editor workflow with visual feedback. Claude Code leads in developer satisfaction (46% vs Cursor's 19%) and is faster for developers comfortable in the terminal. Cursor costs $20/month for Pro; Claude Code is included with an Anthropic API subscription.

What does the credit-based pricing actually mean?

Each plan includes a pool of usage credits. Every AI request (agent action, chat message, completion) consumes credits based on the model used. Premium models like Claude Opus cost more credits per request than smaller models. Pro gives a standard allocation, Pro+ triples it, and Ultra gives 20x. Once you exhaust credits, requests are throttled or use slower models.

Can I use my own API keys with Cursor?

Yes. Cursor supports bringing your own API keys for OpenAI, Anthropic, and other providers. This bypasses the credit system and charges go directly to your API provider account. Useful if you have existing API agreements or want more control over costs.

What is MCP support in Cursor?

MCP (Model Context Protocol) is a standard for connecting AI tools to external data sources. Cursor acts as an MCP client, meaning it can connect to MCP servers that expose databases, APIs, documentation, and other tools. This gives the agent richer context beyond your local files when making suggestions or executing tasks.

Is Cursor worth $200/month on Ultra?

Only if you're a heavy daily user who relies on premium models for most requests. The 20x usage multiplier matters if you regularly hit Pro limits. Most developers find Pro ($20/month) or Pro+ ($60/month) sufficient. Try Pro first and upgrade only if you consistently run out of credits before month-end.

Ready to Get Started?

AI builders and operators use Cursor to streamline their workflow.

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Claude Code Pricing

Terminal-based AI coding assistant from Anthropic that can analyze entire codebases, autonomously create and edit files, optimize refactoring workflows, and automate pull request reviews using Claude's advanced reasoning models with plans starting at $20/month or pay-per-token API access.

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Windsurf Pricing

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