Stay free if you only need basic features. Upgrade if you need advanced features. Most solo builders can start free.
Both target the same use case (developer-facing voice agents). Vapi has a slightly larger community and more voice options; Retell tends to win on latency and telephony reliability, and shipped MCP support and batch outbound earlier. For most teams, either works — pick based on the specific voices and integrations you need.
Yes. BYO-key is supported for OpenAI, Anthropic, and Google. You'll still pay Retell per connected minute for the orchestration and telephony, but the LLM cost lives on your provider bill and you keep control over model choice and rate limits.
Yes, on Enterprise plans with a signed BAA. Pay-as-you-go does not include HIPAA coverage, and you should not send PHI over it. Talk to sales before deploying anything regulated.
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Last verified March 2026