Stay free if you only need 200 one-time credits and unlimited plans. Upgrade if you need custom credits and indexing limits and sso. Most solo builders can start free.
Why it matters: Free plan includes only 200 one-time credits rather than a monthly refresh
Available from: Pro
Why it matters: Context searches and plan generation draw from the same credit pool
Available from: Pro
Why it matters: Private repository indexing requires careful permission, retention, and deletion review
Available from: Pro
Why it matters: Adds less value when a team already has strong repository search and plan-as-code practices
Available from: Pro
The free plan of Ref Tools typically includes basic features with usage limitations, while paid plans offer advanced features, higher limits, priority support, and additional integrations. The specific differences depend on their current pricing structure.
Consider upgrading to a paid Ref Tools plan if you're hitting usage limits, need advanced features, require priority support, or want access to additional integrations. Upgrade when the tool becomes central to your workflow and the additional features provide clear value.
Free plans typically have limitations on usage quotas, feature access, support availability, and integration options. These limitations are designed to let you test the core functionality while encouraging upgrades for serious usage.
If Ref Tools offers a free tier, you can typically use it indefinitely within the usage limits. If it's a free trial, the duration is usually clearly stated (commonly 14-30 days). Check their terms of service for specific details.
Start with the free plan — upgrade when you need more.
Get Started Free →Still not sure? Read our full verdict →
Last verified March 2026