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Oracle FCCM Pricing & Plans 2026

Complete pricing guide for Oracle FCCM. Compare all plans, analyze costs, and find the perfect tier for your needs.

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💎3 Paid Plans
⚡No Setup Fees

Choose Your Plan

Tier 2 / Mid-Market Bank

$1,000,000 - $5,000,000

annual

  • ✓Core AML transaction monitoring module
  • ✓Sanctions and watchlist screening
  • ✓KYC/CDD with standard risk models
  • ✓Case management and investigation workflow
  • ✓Pre-built regulatory scenario library (single or limited jurisdictions)
  • ✓Standard Oracle Support and maintenance
  • ✓OCI or on-premises deployment
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Most Popular

Tier 1 / Large Regional Bank

$5,000,000 - $15,000,000

annual

  • ✓Full FCCM suite: AML, KYC/CDD/EDD, sanctions screening, transaction filtering
  • ✓Compliance Agent generative AI for investigation assistance
  • ✓Graph analytics and entity resolution
  • ✓Regulatory reporting (SAR/STR) across multiple jurisdictions
  • ✓Extended regulatory scenario library (FinCEN, FCA, MAS, EBA)
  • ✓Multi-region OCI or hybrid deployment
  • ✓Premium Oracle Support
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Tier 1 / Global Systemically Important Bank

$15,000,000 - $30,000,000+

annual

  • ✓Full FCCM suite with all modules and add-ons
  • ✓Compliance Agent generative AI at scale across thousands of investigators
  • ✓Graph analytics, entity resolution, and network detection
  • ✓Full regulatory scenario library covering 10+ jurisdictions
  • ✓Real-time SWIFT and ISO 20022 transaction filtering at sub-second latency
  • ✓Multi-region, multi-entity OCI or hybrid deployment with data residency controls
  • ✓Dedicated Oracle account team and premium support
  • ✓Custom scenario development and model tuning
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Pricing sourced from Oracle FCCM · Last verified March 2026

Feature Comparison

FeaturesTier 2 / Mid-Market BankTier 1 / Large Regional BankTier 1 / Global Systemically Important Bank
Core AML transaction monitoring module✓✓✓
Sanctions and watchlist screening✓✓✓
KYC/CDD with standard risk models✓✓✓
Case management and investigation workflow✓✓✓
Pre-built regulatory scenario library (single or limited jurisdictions)✓✓✓
Standard Oracle Support and maintenance✓✓✓
OCI or on-premises deployment✓✓✓
Full FCCM suite: AML, KYC/CDD/EDD, sanctions screening, transaction filtering—✓✓
Compliance Agent generative AI for investigation assistance—✓✓
Graph analytics and entity resolution—✓✓
Regulatory reporting (SAR/STR) across multiple jurisdictions—✓✓
Extended regulatory scenario library (FinCEN, FCA, MAS, EBA)—✓✓
Multi-region OCI or hybrid deployment—✓✓
Premium Oracle Support—✓✓
Full FCCM suite with all modules and add-ons——✓
Compliance Agent generative AI at scale across thousands of investigators——✓
Graph analytics, entity resolution, and network detection——✓
Full regulatory scenario library covering 10+ jurisdictions——✓
Real-time SWIFT and ISO 20022 transaction filtering at sub-second latency——✓
Multi-region, multi-entity OCI or hybrid deployment with data residency controls——✓
Dedicated Oracle account team and premium support——✓
Custom scenario development and model tuning——✓

Is Oracle FCCM Worth It?

✅ Why Choose Oracle FCCM

  • • Unified suite covers AML, KYC, sanctions, transaction monitoring, and regulatory reporting in one platform rather than stitching point tools
  • • Pre-built scenario library mapped to FinCEN, FCA, MAS, EBA and other regulators reduces configuration time for global rollouts
  • • Generative AI Compliance Agent assists investigators with narrative drafting, alert triage, and SAR preparation
  • • Positioned as a leader in the Chartis RiskTech100 rankings for financial crime and risk technology, and recognized in Celent evaluations of AML transaction monitoring platforms
  • • Native integration with Oracle Database, OCI, and OFSAA for institutions already on the Oracle stack
  • • Scales to billions of transactions and tens of thousands of users for Tier 1 banks

⚠️ Consider This

  • • Enterprise-only pricing with no public price list, free tier, or self-serve trial
  • • Heavy implementation footprint typically requiring 6-18 months and a systems integrator
  • • Best value is realized for institutions already standardized on Oracle infrastructure; less attractive for non-Oracle shops
  • • Steep learning curve for analysts and admins compared to lighter cloud-native compliance tools
  • • Customization beyond the scenario library often requires Oracle Professional Services or certified partners

What Users Say About Oracle FCCM

👍 What Users Love

  • ✓Unified suite covers AML, KYC, sanctions, transaction monitoring, and regulatory reporting in one platform rather than stitching point tools
  • ✓Pre-built scenario library mapped to FinCEN, FCA, MAS, EBA and other regulators reduces configuration time for global rollouts
  • ✓Generative AI Compliance Agent assists investigators with narrative drafting, alert triage, and SAR preparation
  • ✓Positioned as a leader in the Chartis RiskTech100 rankings for financial crime and risk technology, and recognized in Celent evaluations of AML transaction monitoring platforms
  • ✓Native integration with Oracle Database, OCI, and OFSAA for institutions already on the Oracle stack
  • ✓Scales to billions of transactions and tens of thousands of users for Tier 1 banks

👎 Common Concerns

  • ⚠Enterprise-only pricing with no public price list, free tier, or self-serve trial
  • ⚠Heavy implementation footprint typically requiring 6-18 months and a systems integrator
  • ⚠Best value is realized for institutions already standardized on Oracle infrastructure; less attractive for non-Oracle shops
  • ⚠Steep learning curve for analysts and admins compared to lighter cloud-native compliance tools
  • ⚠Customization beyond the scenario library often requires Oracle Professional Services or certified partners

Pricing FAQ

What does Oracle FCCM actually do?

Oracle Financial Crime and Compliance Management is an end-to-end suite that handles anti-money laundering (AML) transaction monitoring, know-your-customer (KYC) onboarding and refresh, customer due diligence, sanctions and watchlist screening, transaction filtering, case management, and regulatory reporting such as SARs and STRs. It uses AI and machine learning to score alerts, reduce false positives, and prioritize investigator workload. The newer Compliance Agent layer adds generative AI to draft case narratives and surface relevant evidence. It is sold as an integrated suite rather than as separate modules.

How much does Oracle FCCM cost?

Oracle does not publish public pricing for FCCM; it is sold as an enterprise contract negotiated directly with Oracle Financial Services. Cost depends on deployment model (on-premises, OCI, or hybrid), number of customers and transactions monitored, modules licensed (AML, KYC, sanctions, etc.), and number of named users. Based on our editorial estimates, real-world deployments at Tier 1 banks typically run into seven or eight figures annually once licenses, infrastructure, and implementation services are included. Smaller institutions should expect significant minimum commitments, which is why it is rarely a fit below mid-tier bank size. All cost figures cited in this listing are approximations; prospective buyers should request a custom quote from Oracle Financial Services for accurate pricing.

Who are Oracle FCCM's main competitors?

The primary alternatives are NICE Actimize, SAS Anti-Money Laundering, FICO TONBELLER Siron, and ComplyAdvantage. NICE Actimize and SAS are Oracle's closest peers in the Tier 1 enterprise market and compete head-to-head on transaction monitoring sophistication. FICO is strong in sanctions screening and mid-market deployments. ComplyAdvantage and newer cloud-native vendors target fintechs and challenger banks with faster implementation but narrower scenario coverage. Based on our analysis of competing platforms, Oracle's edge is breadth of pre-built regulatory content and integration with the broader Oracle data stack.

Is Oracle FCCM available in the cloud?

Yes. Oracle FCCM can be deployed on-premises, on Oracle Cloud Infrastructure (OCI), or in a hybrid configuration. Oracle has been actively migrating customers toward OCI deployments to take advantage of managed infrastructure, scaling, and the latest Compliance Agent generative AI features. Cloud deployments retain the same scenario library and case management capabilities as on-premises but reduce the need for customers to manage hardware, patching, and database administration. Multi-region deployments are supported for institutions with data residency obligations.

How does the Compliance Agent generative AI work?

Compliance Agent is Oracle's generative AI layer for FCCM that assists investigators throughout an alert or case. It can summarize transaction histories, draft suspicious activity report (SAR) narratives, gather customer context across systems, and answer natural-language questions about cases. The agent operates inside the FCCM case management workspace so investigators do not have to switch tools, and outputs remain auditable for regulators. It is designed to cut investigation time on routine alerts while keeping a human-in-the-loop for filing decisions.

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