Cursor vs Windsurf

Detailed side-by-side comparison to help you choose the right tool

Cursor

🔴Developer

Integrations

AI-first code editor built on VS Code with autonomous agent mode, multi-file editing, MCP client support, and access to frontier models like Claude, GPT-4, and Gemini.

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Starting Price

Free

Windsurf

🔴Developer

AI Coding

Agentic IDE from the Codeium team (now under Cognition after the OpenAI acquisition drama) built around the Cascade agent — a flow-first editor that keeps you and the AI in sync as it edits, runs, and iterates across a whole codebase.

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Starting Price

Free

Feature Comparison

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FeatureCursorWindsurf
CategoryIntegrationsAI Coding
Pricing Plans8 tiers97 tiers
Starting PriceFreeFree
Key Features
  • Autonomous Agent Mode
  • MCP Client Integration
  • Multi-Model AI Support
  • Cascade agentic coding workflow inside an AI-native IDE
  • First-class support for major model providers and premium models
  • SWE-1.6/SWE model positioning, Fast Context, tab completions, and plan-based Cascade allowances

Cursor - Pros & Cons

Pros

  • Familiar VS Code foundation means zero learning curve for the editor itself, with full extension compatibility
  • Agent mode handles multi-file tasks end-to-end with terminal access, reducing context-switching
  • MCP client support connects the agent to external tools, databases, and APIs for richer context
  • Multi-model flexibility lets you pick the right model for each task without leaving the editor
  • Cloud agents run tasks without tying up your local machine
  • 18% market share means active development investment and a growing ecosystem of skills and hooks

Cons

  • Credit-based pricing is confusing and costs escalate quickly with heavy premium model usage
  • Developer satisfaction (19%) trails Claude Code (46%), suggesting the AI experience still has rough edges
  • Ultra tier at $200/month is expensive for individual developers who could use CLI alternatives for less
  • Free tier caps are tight enough that you can't properly evaluate the product without paying

Windsurf - Pros & Cons

Pros

  • Cascade is the strongest IDE-native multi-file planner in the category
  • SWE-1.7 is competitive with Claude and GPT-5 on real refactor tasks
  • First-class MCP client works across both Cascade and inline chat
  • Shared umbrella with Devin — one vendor for IDE agent + autonomous runs
  • Enterprise SSO and on-prem options make procurement easy for regulated orgs

Cons

  • Post-acquisition roadmap has caused some model-availability churn
  • Max tier at $200/month is only justified if you burn Cascade quotas daily
  • Smaller extension ecosystem than a vanilla VS Code environment
  • MCP server catalog isn't as curated as Cursor's or Cline's marketplaces

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🔒 Security & Compliance Comparison

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Security FeatureCursorWindsurf
SOC2✅ Yes
GDPR✅ Yes
HIPAA
SSO✅ Yes
Self-Hosted✅ Yes
On-Prem✅ Yes
RBAC✅ Yes
Audit Log✅ Yes
Open Source❌ No
API Key Auth✅ Yes
Encryption at Rest✅ Yes
Encryption in Transit✅ Yes
Data ResidencyUS, EU
Data Retentionconfigurable
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